While you’re planning to get fit, eat more greens or go on a trip, don’t neglect your home when making your New Year’s Resolutions. After all, your abode has a pretty hefty bearing on everything from your lifestyle to your financial status. Include your home in your goal-making this year, and you’ll finish out 2015 in a better place overall.
1. Install a Programmable Thermostat
In a state like Utah, you never know what you’re gonna get. From blazing hot summers to frigid winters, your home has to be comfortable. Your thermostat is like the remote for your home’s comfort level, but a programmable model does all the work for you. By setting it to keep you cool in the summer and warm in the winter, you can actually save money by creating a constant temp.
2. Get Organized
That junk drawer? Get rid of it once and for all. This year, make an effort to de-clutter by getting rid of the stuff you don’t use and finding places for all of the stuff you keep. Investing in smart storage solutions, like shelving and closet dividers, can pay you back in organization and stress-reduction over time.
3. Make Extra Mortgage Payments
Consider this: Say you have a 30-year mortgage of $150K at 5.5 percent. By paying just a twelfth extra on your mortgage each month (less than $100), you slash five years and over $30K in interest from your mortgage over all. Take a look at your budget and see if paying a little more is feasible.
4. Budget for Improvements
Whether you want to renovate or you’re just maintaining your home, improvements have to happen throughout the year. And, if you budget properly for maintenance and improvements, you won’t get caught with empty pockets when you need to purchase paint or replace an old furnace. Set aside cash each month specifically for caring for your home to make it work.
5. Build a Home
Finally fed up with your old home? Why not make 2015 the year you finally build your dream home? Working with a qualified builder means a stress-free process, while the latest design trends and classic touches make your home truly one of a kind.
Who knows? You could be ringing in next New Year in your new home.